Mortgage in Portugal from Santander Totta

Portugal's leading mortgage provider to the non-resident market

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Mortgage payment calculator

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Mortgage amount:

Repayment Term in years:

 

Capital Repayment

Allows peace of mind that your loan will be fully repaid at the end of your chosen term

Equal repayments throughout life of the loan (subject to Base Rate changes)

Maximum Term 25 years

Loan to be repaid by the age of 75

Maximum LTV 75%

Ability to make overpayments

Suitable for clients buying a holiday home for their own use

Capital Repayment with an initial period of up to three years interest only

Allows you to enter the property market in Portugal now but you are not required to make any capital repayments for three years

Suitable for clients constructing a house or establishing a rental programme who are looking to keep their monthly repayments lower during the first 3 years

Allows peace of mind that your loan will be fully repaid at the end of your chosen term

Maximum term 25 years

Loan to be repaid by the age of 75

Ability to make overpayments

Residual

Ideal if you have other financial commitments and want to keep monthly costs at a minimum

70% of your loan reduces on a monthly basis

70% of your loan will be repaid at the end of your chosen repayment term

No capital repayments required on 30% of your loan

You can use other investments to repay 30% of your property at maturity of the loan

Maximum term 25 years

Loan to be repaid by age 65

Ability to make over payments

5 year interest only

Suitable for High Net worth Individuals looking to manage their cash flow who have the ability to repay at maturity from liquid assets

Reduced monthly cost as no monthly capital payments required

You can repay completely at anytime during the 5 year period

Allows flexibility if you need time to release assets or sell a property

Overpayments can be made

Term cannot exceed 5 years

Loan to be repaid by age 75

All our loans if repaid in full or part within the first two years are subject to an early payment fee of 3 months interest, after two years the loan may be repaid at any time without incurring a penalty.

* This calculator is only an indicator of the monthly payments you could make.
* It is not a quotation.
* Weather information from bbc.co.uk.