Capital Repayment
Allows peace of mind that your loan will be fully repaid at the end of your chosen term
Equal repayments throughout life of the loan (subject to Base Rate changes)
Maximum Term 25 years
Loan to be repaid by the age of 75
Maximum LTV 75%
Ability to make overpayments
Suitable for clients buying a holiday home for their own use
Capital Repayment with an initial period of up to three years interest only
Allows you to enter the property market in Portugal now but you are not required to make any capital repayments for three years
Suitable for clients constructing a house or establishing a rental programme who are looking to keep their monthly repayments lower during the first 3 years
Allows peace of mind that your loan will be fully repaid at the end of your chosen term
Maximum term 25 years
Loan to be repaid by the age of 75
Ability to make overpayments
Residual
Ideal if you have other financial commitments and want to keep monthly costs at a minimum
70% of your loan reduces on a monthly basis
70% of your loan will be repaid at the end of your chosen repayment term
No capital repayments required on 30% of your loan
You can use other investments to repay 30% of your property at maturity of the loan
Maximum term 25 years
Loan to be repaid by age 65
Ability to make over payments
5 year interest only
Suitable for High Net worth Individuals looking to manage their cash flow who have the ability to repay at maturity from liquid assets
Reduced monthly cost as no monthly capital payments required
You can repay completely at anytime during the 5 year period
Allows flexibility if you need time to release assets or sell a property
Overpayments can be made
Term cannot exceed 5 years
Loan to be repaid by age 75
All our loans if repaid in full or part within the first two years are subject to an early payment fee of 3 months interest, after two years the loan may be repaid at any time without incurring a penalty.
* This calculator is only an indicator of the monthly payments you could make.
* It is not a quotation.
* Weather information from bbc.co.uk.
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